Covering Costs For Long Term Care
LONG TERM CARE INSURANCE
The following link will take you to the Pennsylvania Insurance Department LONG TERM CARE INSURANCE home page. Resources are available on the LTCI page to help you navigate through Long Term Care Insurance options and benefits. Click on "guide" next to Long Term Care Insurance and read through the resource guide provided by PAHealthOptions.com, this guide offers everything you need to know about Long Term Care Insurance.
LOW INCOME HOUSING FOR SENIORS
The following link will take you to the U.S. Department of Housing and Urban Development (HUD) INFORMATION FOR SENIORS home page. Resource links are available for those interested in browsing the website for more information about housing options available for low income seniors. The primary focus is on seniors looking to stay in their homes with financial support for government services, or those individuals who are looking for placement in a privately owned establishment listed under the housing options available through HUD.
The following link will take you to the U.S. Department of Veterans Affairs PENSION home page. By following the links to the left of the page you can browse Veterans Pension, Survivors Pension, Aid and Attendance, Eligible Wartime Periods, and Pension Rates.
The following link will take you to the Medicare.gov PART A coverage home page. Unfortunately, Medicare does not cover costs for custodial care and therefore limits coverage for individuals. Medicare does however cover costs for those seeking assistance for short term stays and rehabilitation. Medicare.gov offers tons of resource links to browse through and find out if you or a loved one is eligible for Medicare assistance.
The following link will take you to the Medicaid.gov LONG TERM SERVICES AND SUPPORTS home page. Medicaid, like Medicare, is limited in the coverage provided to individuals for senior living. Facilities that accept Medicaid coverage for long term care are those facilities that accept total responsibility for care of the individual being placed. For more information regarding Medicaid for seniors follow the links on the Medicaid.gov website to assist you.
CENTERS FOR MEDICARE AND MEDICAID SERVICES
More information and resources for both Medicare and Medicaid can be found on the CMS website. Click here »